85% LTC. Interest-Only.
Las Vegas builders and investors: ground-up construction financing up to 85% LTC and 75% LTARV. 12-24 month terms. Interest-only during build. Fast draw releases.
Check My Las Vegas Construction Rate →Ground-up construction loans in Las Vegas qualify based on the project — land, budget, plans and projected completed value — plus your build experience, not your W-2 or tax returns. Up to 85% LTC and 75% LTARV, 12-24 month terms, interest-only on drawn funds, first-time builders welcome with experience.
LendingStreet has structured $4.36B+ across 8,196 deals nationwide. NMLS #1734316 · 30+ capital sources · 50 states.
Las Vegas is one of the strongest STR markets in the US and a top destination for cash-flow-focused DSCR investors. No state income tax and rapid population growth (3% YoY) drive consistent rental demand.
Premier rental market with strong tenant demand and steady appreciation
Family-oriented submarket with stable long-term rental yields
High-cash-flow market favored by yield-focused investors
Active STR market with strong Airbnb performance
Newer construction submarket with appreciating rental rates
We also fund investments throughout the greater Las Vegas metro including Henderson, North Las Vegas, Boulder City, and Mesquite.
Illustrative examples of structures we finance — not specific funded loans. Terms depend on the borrower, property and capital source.
Borrower names and exact addresses anonymized for privacy. Rates and terms reflect actual closed deals through LendingStreet's network of 30+ capital sources.
Las Vegas ground-up construction loans go up to 90% LTC (loan-to-cost) and 75% LTARV (loan-to-after-repair-value).
12-24 months standard. Extensions available if needed. Most spec builders prefer 18-month terms.
Yes, but interest-only on funds drawn — not the full loan. This keeps carrying costs manageable during the build phase.
5-7 business days from inspection. We work with regional inspectors familiar with the Las Vegas market.
680+ for standard programs. 720+ unlocks the best pricing. Experience required (1-2 completed projects).
Yes. Standard for construction projects — provides liability protection during the build phase.
$250K minimum. Maximum $5M+ for qualified borrowers with development experience.
Yes. Las Vegas infill projects are a core market. Custom homes, spec builds, and townhouse projects all qualify.
No credit pull. No commitment. Speak with a licensed financing company that knows the Nevada investor market.
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2-3 competing quotes from 30+ capital sources. No credit pull. No commitment.
By clicking, you provide express written consent to be contacted by LendingStreet (NMLS #1734316) via SMS, phone, or email, possibly using automated technology, regarding your loan inquiry. Reply STOP to opt out. Consent is not required to obtain services. See our Privacy Policy and Terms.