📞 (877) 298-1001 · Mon-Sat 7am-9pm CT · Lending in Nevada · NMLS #1734316
— CONSTRUCTION LOANS · LAS VEGAS, NV

Construction Loans in Las Vegas

85% LTC. Interest-Only.

Las Vegas builders and investors: ground-up construction financing up to 90% LTC and 75% LTARV. 12-24 month terms. Interest-only during build. Fast draw releases.

Check My Las Vegas Construction Rate →
9.99%
From Rate
90%
Max LTV
$5M
Max Loan
21 Days
Close
TL;DR Quick answer for Las Vegas investors

Ground-up construction loans in Las Vegas qualify based on the property's rental income, not your W-2 or tax returns. Up to 85% LTC and 75% LTARV, 12-24 month terms, interest-only on drawn funds, first-time builders welcome with experience.

LendingStreet has structured $4.36B+ across 8,196 deals nationwide. NMLS #1734316 · 30+ capital sources · 48 states.

Construction Loans in Las Vegas, NV — Key Facts for Investors

Why is Las Vegas a strong market for Construction Loans investors?

Las Vegas is one of the strongest STR markets in the US and a top destination for cash-flow-focused DSCR investors. No state income tax and rapid population growth (3% YoY) drive consistent rental demand.

Median Price
$425,000
Citywide
Rental Yield
7.4%
Average gross
Appreciation
5.8%
YoY
Metro Pop
2.3M
Greater Las Vegas

Which Las Vegas neighborhoods are best for rental investors?

LAS VEGAS

Summerlin

Premier rental market with strong tenant demand and steady appreciation

LAS VEGAS

Henderson

Family-oriented submarket with stable long-term rental yields

LAS VEGAS

North Las Vegas

High-cash-flow market favored by yield-focused investors

LAS VEGAS

Spring Valley

Active STR market with strong Airbnb performance

LAS VEGAS

Centennial Hills

Newer construction submarket with appreciating rental rates

We also fund investments throughout the greater Las Vegas metro including Henderson, North Las Vegas, Boulder City, and Mesquite.

What deals has LendingStreet recently closed in Las Vegas?

STR DSCR · Spring Valley
$385K Loan
Closed
1.45x DSCR (AirDNA-based) · 75% LTV · 720 FICO · closed in 16 days
SFR Portfolio · Summerlin
$650K Loan
Closed
1.28x DSCR · 70% LTV · LLC borrowing · 690 FICO · closed in 20 days
Cash-Out Refi · Henderson
$310K Loan
Closed
1.35x DSCR · 65% LTV cash-out · 710 FICO · closed in 18 days

Borrower names and exact addresses anonymized for privacy. Rates and terms reflect actual closed deals through LendingStreet's network of 30+ capital sources.

Frequently asked questions: Las Vegas Construction Loans

What's the max LTC on a Las Vegas construction loan?

Las Vegas ground-up construction loans go up to 90% LTC (loan-to-cost) and 75% LTARV (loan-to-after-repair-value).

How long is a Las Vegas construction loan term?

12-24 months standard. Extensions available if needed. Most spec builders prefer 18-month terms.

Do I make payments during construction?

Yes, but interest-only on funds drawn — not the full loan. This keeps carrying costs manageable during the build phase.

How fast can construction draws release in Las Vegas?

5-7 business days from inspection. We work with regional inspectors familiar with the Las Vegas market.

What credit score is needed for Las Vegas construction loans?

680+ for standard programs. 720+ unlocks the best pricing. Experience required (1-2 completed projects).

Can I borrow in an LLC for Las Vegas construction?

Yes. Standard for construction projects — provides liability protection during the build phase.

What's the minimum construction loan in Las Vegas?

$250K minimum. Maximum $5M+ for qualified borrowers with development experience.

Do you fund infill construction in Las Vegas?

Yes. Las Vegas infill projects are a core market. Custom homes, spec builds, and townhouse projects all qualify.

Related Las Vegas Loan Programs

DSCR in Las Vegas → Bridge in Las Vegas → Fix & Flip in Las Vegas → Construction Loans in Nevada →

Get Your Nevada Construction Loans Rate Today

No credit pull. No commitment. Speak with a licensed financing firm that knows the Nevada investor market.

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