Enter your purchase price, rehab budget, and ARV. See projected profit, total project costs, ROI, and cash-on-cash return — the complete financial picture before you make an offer.
Get a Rate Quote →The most important moment in a fix and flip deal is BEFORE you make the offer. This deal analyzer runs the full financial picture — total project cost, carrying costs, projected profit, ROI, and cash-on-cash return — based on your inputs.
Use this with the ARV Calculator for a complete pre-offer workup: ARV Calculator tells you the maximum you can offer, Deal Analyzer tells you whether the deal is actually profitable.
What you're paying for the property
Total renovation costs (be honest with yourself)
What the property will sell for after renovations (use comps)
% of total cost (purchase + rehab) financed by lender. LendingStreet offers up to 90%.
Annual interest rate on the loan
Loan origination fee (1 point = 1% of loan amount)
Months from purchase to sale (typical: 4-8)
Agent commissions + closing + transfer tax (typical: 7-10%)
The analyzer runs three calculations behind the scenes:
Purchase price + rehab budget + loan costs (origination + interest over holding period) + selling costs at exit. This is the true cost of doing the deal — not just what you pay for the property.
ARV minus total project cost. This is what you actually walk away with after the property sells, the loan is paid off, and you've covered all closing costs.
Net profit divided by your actual cash invested (down payment + rehab paid out of pocket + holding costs paid before sale). This is the most honest return metric — it shows what you earned on YOUR cash, not on borrowed money.
| Profit Range | Rating | Recommendation |
|---|---|---|
| $50,000+ | Excellent | Strong deal. Move fast — these are rare in competitive markets. |
| $30,000-$49,999 | Good | Solid deal for an experienced flipper with reliable contractors. |
| $15,000-$29,999 | Marginal | Tight margin. Only do this if you have a competitive advantage (your own crew, off-market deal, etc.). |
| Under $15,000 | Skip | Margin is too thin. One delay or overrun erases all profit. Walk away. |
| Negative | Avoid | You'll lose money. Negotiate the purchase price down or move on. |
First-time flippers consistently underestimate rehab by 20-30%. Add a 15% contingency to your rehab budget — if you don't need it, great. If you do, you stayed solvent.
Pull comps from properties sold within 0.5 mile, last 90 days, similar bed/bath count, and finishes that match your renovation plan. Be conservative.
Most flippers plan for 6 months and finish in 8-9. Run the numbers at both 6 months AND 9 months — if 9 months kills the deal, you're too thin.
6% agent commission + 1-2% closing + 0.5-1% transfer tax = 8-10% of sale price gone before you see a dollar. Don't forget to subtract this.
Have a deal that pencils out? LendingStreet finances fix and flip projects up to 90% LTC with 100% rehab funding. Close in 5-10 days. First-time flippers welcome.
No credit pull. No commitment. Speak with a licensed financing firm that knows the investor market.
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