Are these calculators free to use?

Yes. All LendingStreet calculators are completely free with no signup required. We do not gate them behind email or contact forms. Our goal is to give real estate investors the tools they need to make smart decisions.

Which calculator should I use first?

Start with the ARV Calculator if you are looking at a fix and flip — it tells you the maximum you should offer. For buy-and-hold rentals, start with Cash-on-Cash Return to confirm the property generates the return you need.

Do I need to be a LendingStreet customer to use these?

No. The calculators are public tools available to any real estate investor. Of course, if you find a deal that pencils out, we would love to be the lender that funds it.

Are these calculations accurate?

The math is exact. Accuracy depends on your inputs — accurate rent estimates, realistic ARV comps, and honest expense projections. Garbage in, garbage out. Be conservative with assumptions.

Free Real Estate Investor Calculators & Tools

Free Calculators for Real Estate Investors

Smart investors run the numbers before they make offers. Our free calculators help you evaluate every deal — from the maximum offer you should make to your projected return on investment. No signup required.

DSCR LOAN

DSCR Calculator

Calculate your property's Debt Service Coverage Ratio. Find out if your rental qualifies for a DSCR loan and at what tier.

Calculate DSCR →

FIX & FLIP

ARV Calculator

Calculate After Repair Value and your Maximum Allowable Offer using the 70% rule. Know what to bid before negotiating.

Calculate Max Offer →

BRRRR STRATEGY

BRRRR Calculator

Buy, Rehab, Rent, Refinance, Repeat. Calculate cash invested, refi amount, and how much capital you can pull out of each deal.

Calculate BRRRR →

RENTAL INCOME

Cash-on-Cash Return

Calculate your annual return on actual cash invested. The most honest metric in real estate investing.

Calculate Return →

Why Use Calculators Before Making an Offer?

Real estate investing is a numbers game. The investors who scale to multi-property portfolios share one habit: they run the numbers on every deal before they make an offer. Calculators turn gut feelings into data.

What Each Calculator Tells You

DSCR Calculator: Will my property qualify for a DSCR loan? At what rate tier?
ARV Calculator: What is the maximum I should pay for this fix-and-flip?
BRRRR Calculator: How much cash will I pull out after the refinance?
Cash-on-Cash: What return am I getting on the cash I am investing?

How Investors Use These Together

The smartest real estate investors use multiple calculators on every deal:

Find a property — pulled from MLS, wholesaler, or auction
Estimate ARV — pull comps in the area and use the ARV Calculator to set max offer
If buy-and-hold: use Cash-on-Cash Calculator to confirm investor return
If BRRRR strategy: use BRRRR Calculator to confirm cash recovery on refi
If DSCR financing: use DSCR Calculator to confirm rate tier qualification
Make offer at or below the calculated max

Speak With a LendingStreet Loan Officer

Have a deal that pencils out using our calculators? Get a real-time quote from one of our licensed loan officers. We work with 30+ capital sources and offer DSCR, fix and flip, bridge, construction, and commercial loans nationwide.

Get a Free Rate Quote → Call (877) 298-1001

Get Your DSCR Rate Today

No credit pull. No commitment. Speak with a licensed financing firm that knows the investor market.

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