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Commercial Real Estate Loans
$500K to $20M | Bridge & Permanent

Multifamily · Mixed-Use · Retail · Industrial · No Impact to Credit Score

Bridge and Permanent CRE Financing
Multifamily, Mixed-Use, Retail, Industrial
Up to 75% LTV on Acquisitions
Close in as Few as 14 Days
Asset-Based Underwriting — Less Red Tape
No Impact to Credit Score to Apply

Get Your Commercial Loan Options

Investment Property Only • No Impact to Credit Score

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Investment Property Only • 660+ FICO • $200K+ Loans
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A loan specialist will contact you within 1 business day with your financing options.

Top Rated Commercial Lenders

Why Get a Commercial Loan
with LendingStreet

LendingStreet gives commercial real estate investors access to a network of private lenders who specialize in CRE bridge and permanent financing. Whether you're acquiring a value-add multifamily, refinancing a mixed-use building, or bridging a transitional asset — our lenders move faster and require less documentation than traditional banks.

Asset-based underwriting focuses on the property's income and value, not years of business financials. This means faster approvals, more flexible terms, and access to capital that banks consistently deny.

Get My Commercial Options →

Commercial CRE Loan

Bridge and permanent financing for income-producing commercial properties

Bridge or Permanent Terms
$500K to $20M
Up to 75% LTV
Multifamily, Retail, Industrial, Office
Close in 14–30 Days
Less Docs Than Traditional Banks
Get My Commercial Options →
✓ 85% Approval Rate
Investor Insights
Why CRE Investors Choose LendingStreet

Acquired a 24-unit apartment building in 18 days. My bank would have taken 90+ days if they approved it at all. LendingStreet's lenders understood the deal immediately.

Raymond T.
Multifamily Investor · Cleveland, OH

Mixed-use building with ground-floor retail. Banks wouldn't touch it. LendingStreet matched me with a lender who specializes in exactly this asset type. Closed in 21 days.

Sofia M.
CRE Investor · New York, NY

The bridge loan gave us 18 months to stabilize our industrial property before refinancing into permanent debt. Execution was flawless throughout.

Frank D.
Commercial Real Estate Sponsor · Chicago, IL
Process
Apply in 3 Easy Steps
1

Inquire for Free

Fill out our online form with basic information. Get approval status within 48 hours. No hard credit pull required.

2

Upload Documents

Use our secure digital platform to submit your property details and documents. Fast, simple, and fully paperless.

3

Get Funded

Receive your loan offer with competitive rates and terms. Funds deposited directly to your account — as fast as 5 business days.

$4,360,500,920
Dollars Funded
8,196
Real Estate Loans
99.2%
Client Satisfaction
FAQ
Commercial Loan FAQs
What types of commercial properties do you finance?
Our lender network finances a wide range of commercial asset types including multifamily (5+ units), mixed-use, retail, storefront, industrial, warehouse, self-storage, and office buildings. Bridge financing is available for transitional or value-add properties not yet eligible for permanent financing.
What is the difference between bridge and permanent CRE financing?
Bridge financing is short-term (12–36 months) and used for acquisitions, value-add projects, or transitional properties that don't yet qualify for permanent debt. Permanent financing offers longer terms (5–30 years) for stabilized, income-producing properties. Our lenders offer both products and can help structure the optimal financing path.
How is a commercial loan underwritten?
Commercial loans are underwritten primarily based on the property's Net Operating Income (NOI), Debt Service Coverage Ratio (DSCR), and Loan-to-Value (LTV). Unlike residential loans, personal income plays a secondary role. The property's cash flow and market value drive the underwriting decision.
How fast can commercial loans close?
Most commercial bridge loans in our network close in 14–21 days for straightforward acquisitions. More complex deals or larger loan amounts may require 21–30 days. Permanent CRE financing typically takes 30–45 days due to appraisal and property diligence requirements.
What LTV is available on commercial loans?
Most commercial loans are available up to 65–75% LTV for stabilized properties. Bridge loans on transitional assets may go up to 70% LTV. Higher LTVs may be available with additional collateral, strong sponsorship, or lower-risk asset types like multifamily.
Why LendingStreet
Why Choose LendingStreet

Fast Approvals & Funding

Pre-approvals in 48 hours. Our lender network moves at the pace your deal requires — funding as fast as 5–7 business days.

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Lowest Cost

Our infrastructure keeps rates and fees 25–50% lower than most competitors — for every investor level, credit tier, and deal size.

Simplified Process

End-to-end from application to funding is smooth, transparent, and stress-free. No unnecessary paperwork. No runaround.

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10+ Years Experience

Over a decade serving real estate investors. Thousands of funded deals. Our lender relationships are unmatched.

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Proud Member
American Association of Private Lenders (AAPL)

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Contact one of our experienced loan specialists today.

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