AirDNA Income Accepted · No W-2 · No Impact to Credit Score
Investment Property Only • No Impact to Credit Score
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A loan specialist will contact you within 1 business day with your financing options.
Traditional lenders won't qualify your Airbnb or VRBO property because short-term rental income doesn't fit their underwriting. Our STR loan program is specifically built for vacation rental investors — with lenders who accept AirDNA projected income, historical booking data, and platform revenue statements.
No W-2. No tax returns. No personal income verification. Just property-level underwriting that reflects the real earning power of your short-term rental.
Get My STR Loan Options →Finance Airbnb, VRBO, and vacation rentals using STR income
My Airbnb in Scottsdale qualifies on AirDNA income alone. Nobody else would touch it. LendingStreet closed in 22 days. Outstanding team.
I own 4 VRBO properties and my W-2 doesn't come close to covering all of them conventionally. STR loans through LendingStreet made portfolio growth possible.
The only lender who understood how Airbnb income works. Used our booking history and AirDNA data. Closed at a great rate on our cabin in the Smokies.
Fill out our online form with basic information. Get approval status within 48 hours. No hard credit pull required.
Use our secure digital platform to submit your property details and documents. Fast, simple, and fully paperless.
Receive your loan offer with competitive rates and terms. Funds deposited directly to your account — as fast as 5 business days.
Pre-approvals in 48 hours. Our lender network moves at the pace your deal requires — funding as fast as 5–7 business days.
Our infrastructure keeps rates and fees 25–50% lower than most competitors — for every investor level, credit tier, and deal size.
End-to-end from application to funding is smooth, transparent, and stress-free. No unnecessary paperwork. No runaround.
Over a decade serving real estate investors. Thousands of funded deals. Our lender relationships are unmatched.
Contact one of our experienced loan specialists today.