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Bridge Loans for Real Estate Investors
Get $150K to $5M+ — Close in 7 Days

No DSCR Required · No Prepayment Penalty · No Impact to Credit Score

Top Rated Bridge Loan Lender
Up to 80% LTV — No DSCR Requirement
Rates as Low as 7.99%
No Prepayment Penalty
Fund in as Little as 7 Business Days
No Impact to Credit Score to Apply

Get Your Bridge Loan Options

Investment Property Only • No Impact to Credit Score

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Property
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Contact
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Step 1 of 3 — Loan Details
Investment Property Only • 660+ FICO • $200K+ Loans
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Application Received!

A loan specialist will contact you within 1 business day with your financing options.

Top Rated Bridge Loan Lenders

Why Get a Bridge Loan
with LendingStreet

LendingStreet connects you with top-rated bridge lenders who provide fast, flexible short-term financing for real estate investors. Whether you're acquiring a new property, stabilizing a transitional asset, or bridging to permanent financing — our lenders close in as few as 7 days.

Asset-based underwriting means we focus on the property's value, not your personal income. No DSCR requirement, no prepayment penalty, and approval in as little as 48 hours.

Get My Bridge Options →

Bridge Loan

Fast, flexible short-term financing for acquisitions and transitional assets

6 to 24 Month Terms
$150K to $5M+ Loan Amounts
Up to 80% LTV
No DSCR Requirement
No Prepayment Penalty
Close in as Few as 7 Days
Get My Bridge Options →
✓ 85% Approval Rate
Investor Insights
Why Investors Choose Bridge Financing

The bridge loan let us move fast on an off-market deal while we finalized long-term financing. Closed in 9 days. Couldn't have done it any other way.

Marcus T.
Real Estate Investor · California

Execution was the priority. Capital was available when we needed it, without delays or red tape. LendingStreet delivered exactly what they promised.

James R.
Commercial Investor · New Jersey

The bridge financing gave us flexibility and kept the transaction on schedule. Used LendingStreet on 3 deals now and they never miss.

Sandra K.
Real Estate Sponsor · Texas
Process
Apply in 3 Easy Steps
1

Inquire for Free

Fill out our online form with basic information. Get approval status within 48 hours. No hard credit pull required.

2

Upload Documents

Use our secure digital platform to submit your property details and documents. Fast, simple, and fully paperless.

3

Get Funded

Receive your loan offer with competitive rates and terms. Funds deposited directly to your account — as fast as 5 business days.

$4,360,500,920
Dollars Funded
8,196
Real Estate Loans
99.2%
Client Satisfaction
FAQ
Bridge Loan FAQs
What is a bridge loan?
A bridge loan is short-term financing (6–24 months) that provides quick capital for real estate investors who need to act fast — whether acquiring a new property, stabilizing a transitional asset, or bridging to permanent financing. Bridge loans close in as little as 7 days with up to 80% LTV.
Do bridge loans require a DSCR?
No. Bridge loans use asset-based underwriting — the lender focuses on the property's value and exit strategy, not its current income or your personal DSCR. This makes bridge loans ideal for transitional properties that don't yet qualify for DSCR or conventional financing.
Are there prepayment penalties?
No. Our bridge loan program has no prepayment penalty. You can pay off the loan at any time without fees — giving you maximum flexibility to refinance, sell, or exit the deal on your own timeline.
How fast can a bridge loan close?
Most bridge loans in our network close in 7–14 business days. Expedited closings in 5 days are available for experienced investors with clean deals and organized documentation.
What property types qualify for bridge financing?
Bridge loans fund single-family investment properties, 2–4 unit multifamily, small to mid-size apartment buildings, mixed-use, commercial, and transitional properties. Investment properties only — not primary residences.
When should I use a bridge loan?
Use a bridge loan when you need to close fast on an acquisition, stabilize a value-add property before refinancing into long-term debt, or capitalize on a time-sensitive off-market deal. Bridge loans are also ideal when a property doesn't yet qualify for DSCR or permanent financing.
Why LendingStreet
Why Choose LendingStreet

Fast Approvals & Funding

Pre-approvals in 48 hours. Our lender network moves at the pace your deal requires — funding as fast as 5–7 business days.

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Lowest Cost

Our infrastructure keeps rates and fees 25–50% lower than most competitors — for every investor level, credit tier, and deal size.

Simplified Process

End-to-end from application to funding is smooth, transparent, and stress-free. No unnecessary paperwork. No runaround.

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10+ Years Experience

Over a decade serving real estate investors. Thousands of funded deals. Our lender relationships are unmatched.

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Proud Member
American Association of Private Lenders (AAPL)

We Are Here to Help

Contact one of our experienced loan specialists today.

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