Miami real estate investors: bridge financing for time-sensitive acquisitions. Up to 80% LTV. No DSCR requirement. No appraisal needed. 6-24 month terms.
Check My Miami Rate →Miami is an international market with constant inflow from Latin America, Europe, and domestic high-net-worth buyers. Tax-free Florida, warm weather, and post-pandemic remote work brought permanent migration. STR (short-term rental) is particularly strong — properties in Brickell, Wynwood, and Miami Beach generate significantly higher yields than traditional long-term rentals.
Active investor market with strong rental demand and bridge activity.
Active investor market with strong rental demand and bridge activity.
Active investor market with strong rental demand and bridge activity.
Active investor market with strong rental demand and bridge activity.
Active investor market with strong rental demand and bridge activity.
We also fund investments throughout the greater Miami metro including Coral Gables, Doral, Pinecrest, Homestead, and Aventura.
Bridge loans excel in Miami's competitive market — off-market deals, auctions, 1031 deadlines. Most close in 5-10 days; some in 72 hours.
Many Miami investors use bridge loans to acquire, then refinance to 30-year DSCR once stabilized.
Bridge lenders typically skip appraisal and don't require DSCR. Speeds closings but limits LTV to 70-80%.
Bridge rates in Miami are higher than long-term DSCR. Factor in 2-3 points origination. Only makes sense when speed or flexibility justifies.
Miami bridge loans can close in 5-10 business days typically. Some programs close in 72 hours.
Most bridge programs skip the formal appraisal — using AVMs, BPOs, or drive-by valuations instead.
Typical max LTV is 75-80% of as-is value. Higher LTVs (up to 85%) possible on exceptional deals.
Yes. Bridge loans are ideal for 1031 exchanges where deadlines force fast closings.
Bridge loans in Miami run 6-24 months. Most investors take 12-18 month terms.
No. Bridge loans don't require DSCR qualification, making them ideal for vacant properties or pre-stabilization purchases.
Bridge rates in Miami are market-competitive for qualified borrowers. Expect 1-3 points of origination.
Yes. BRRRR commonly uses bridge or fix-and-flip loans for initial purchase + rehab, then refinances to DSCR once rented.
No credit pull. No commitment. Speak with a licensed financing firm that knows the Texas investor market.
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