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— BRIDGE LOANS · ORLANDO, FL

Bridge in Orlando
7-10 Day Close. No Appraisal.

Orlando real estate investors: bridge financing for time-sensitive acquisitions. Up to 80% LTV. No DSCR requirement. No appraisal needed. 6-24 month terms.

Check My Orlando Rate →
7.99%
From Rate
80%
Max LTV
$5M
Max Loan
7-10 Days
Close

Bridge Loans in Orlando, FL — Key Facts for Investors

Why Orlando Is a Strong Market for Bridge Investors

Orlando's dual economy (tourism + tech) provides exceptional STR potential alongside stable long-term rental demand. Disney, Universal, and SeaWorld alone generate millions of annual visitors. The medical city and aerospace industry (Lockheed Martin, Northrop Grumman) add professional rental demand. Kissimmee and Davenport are particularly strong STR markets.

Median Price
$395,000
Citywide
Rental Yield
6.8%
Average gross
Appreciation
5.4%
YoY
Metro Pop
2.7M
Greater Orlando

Active Orlando Investor Neighborhoods

ORLANDO

Thornton Park

Active investor market with strong rental demand and bridge activity.

ORLANDO

Baldwin Park

Active investor market with strong rental demand and bridge activity.

ORLANDO

Downtown

Active investor market with strong rental demand and bridge activity.

ORLANDO

Winter Park

Active investor market with strong rental demand and bridge activity.

ORLANDO

Lake Nona

Active investor market with strong rental demand and bridge activity.

We also fund investments throughout the greater Orlando metro including Kissimmee, Davenport, Winter Garden, Lake Nona, and Sanford.

Recent Orlando Closings

Bridge-to-Rental · Thornton Park
$296K Loan
Closed
75% LTV · 12-month term · refinanced to DSCR at maturity · closed in 7 days
1031 Exchange · Baldwin Park
$711K Loan
Closed
70% LTV · 6-month term · no appraisal · closed in 5 days to meet 1031 deadline
Auction Acquisition · Downtown
$237K Loan
Closed
80% LTV · cash-equivalent close · 10-month term · closed in 4 days

Key Considerations for Orlando Investors

Time-sensitive acquisitions

Bridge loans excel in Orlando's competitive market — off-market deals, auctions, 1031 deadlines. Most close in 5-10 days; some in 72 hours.

Bridge-to-term strategy

Many Orlando investors use bridge loans to acquire, then refinance to 30-year DSCR once stabilized.

No appraisal and no DSCR

Bridge lenders typically skip appraisal and don't require DSCR. Speeds closings but limits LTV to 70-80%.

Cost of speed

Bridge rates in Orlando are higher than long-term DSCR. Factor in 2-3 points origination. Only makes sense when speed or flexibility justifies.

Frequently Asked Questions — Orlando Bridge

What's the fastest a bridge loan can close in Orlando?

Orlando bridge loans can close in 5-10 business days typically. Some programs close in 72 hours.

Do I need an appraisal for a Orlando bridge loan?

Most bridge programs skip the formal appraisal — using AVMs, BPOs, or drive-by valuations instead.

What's the max LTV on a Orlando bridge loan?

Typical max LTV is 75-80% of as-is value. Higher LTVs (up to 85%) possible on exceptional deals.

Can I use a bridge loan for a 1031 exchange in Orlando?

Yes. Bridge loans are ideal for 1031 exchanges where deadlines force fast closings.

What's the typical Orlando bridge loan term?

Bridge loans in Orlando run 6-24 months. Most investors take 12-18 month terms.

Do I need a DSCR calculation for a Orlando bridge loan?

No. Bridge loans don't require DSCR qualification, making them ideal for vacant properties or pre-stabilization purchases.

What are typical Orlando bridge loan rates?

Bridge rates in Orlando are market-competitive for qualified borrowers. Expect 1-3 points of origination.

Can I use a bridge loan for BRRRR in Orlando?

Yes. BRRRR commonly uses bridge or fix-and-flip loans for initial purchase + rehab, then refinances to DSCR once rented.

Related Orlando Loan Programs

DSCR Loans in Orlando → Fix & Flip in Orlando → Construction in Orlando → Bridge in Florida →

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