Close in 7 Days. No Appraisal.
Philadelphia investors needing short-term acquisition financing. No DSCR required. No appraisal — BPO accepted. 6-24 month terms. Close in as few as 7 days.
Check My Philadelphia Bridge Rate →Bridge loans in Philadelphia qualify based on the property's rental income, not your W-2 or tax returns. Up to 85% LTV, 6-24 month terms, no DSCR required, no traditional appraisal (BPO accepted), close in 5-10 days.
LendingStreet has structured $4.36B+ across 8,196 deals nationwide. NMLS #1734316 · 30+ capital sources · 50 states.
Philadelphia offers some of the strongest rental yields among major US metros (9%+ gross), making it a top BRRRR and cash-flow market for serious investors. Low entry prices allow building portfolios quickly.
Gentrifying submarket with strong rent growth and BRRRR activity
Premium rental market favored by young professionals
High-yield investor submarket with cash-flow opportunities
Rapidly appreciating market with strong rental demand
University-adjacent rental market with consistent occupancy
We also fund investments throughout the greater Philadelphia metro including Cherry Hill, King of Prussia, Conshohocken, and the Main Line.
Borrower names and exact addresses anonymized for privacy. Rates and terms reflect actual closed deals through LendingStreet's network of 30+ capital sources.
Philadelphia bridge loans typically close in 5-10 days from complete application. Some close even faster when documentation is ready.
Up to 85% LTV on purchase, up to 75% LTV on refinance or cash-out. Higher LTV requires stronger credit and clear exit strategy.
No traditional appraisal required in most cases. LendingStreet uses a Broker Price Opinion (BPO) which is faster and less expensive.
Philadelphia bridge rates are market-competitive depending on credit, LTV, property type, and term. Higher than DSCR rates because bridge loans are shorter term.
Standard bridge terms are 6-24 months. Most Philadelphia investors use 12-18 months — enough time to complete a flip, stabilize a rental, or refinance into a long-term loan.
Yes. Bridge financing is available for Philadelphia multifamily properties (2-4 unit and 5+ unit) with the same fast close and BPO-based valuation.
First-time investors can qualify with strong credit (700+) and a clear exit strategy. Experienced investors get better terms.
Minimum bridge loan in Philadelphia is typically $150K. Maximum varies by property type — up to $5M+ for qualified borrowers.
No credit pull. No commitment. Speak with a licensed financing firm that knows the Pennsylvania investor market.
Check My Eligibility →By clicking Check My Eligibility, you are providing express written consent to be contacted by LendingStreet (NMLS #1734316) via SMS, phone call, or email, possibly using automated technology, to the number and email you provided, regarding your loan inquiry (including marketing and customer care messages). If you wish to opt out, reply “STOP” to any text. Text “HELP” for help. Message frequency may vary. Message and data rates may apply. Consent is not required to obtain services. See our Privacy Policy and Terms & Conditions.
Investment Property Only • 660+ FICO • $200K+ Loans
🔒 SSL Secured · 256-bit Encryption · ✓ Investment Properties
Or call us directly: (877) 298-1001