Atlanta real estate investors: finance rental properties using the property's income — not your personal income. 30-year fixed terms. 660+ credit. LLC borrowing. Close in 10 days.
Check My Atlanta Rate →Atlanta is the Southeast's economic hub — Delta, Coca-Cola, Home Depot, UPS, Chick-fil-A headquarters anchor a diversified economy. Hartsfield-Jackson (busiest airport in the world) and the film industry ('Hollywood of the South') add additional demand. Northern suburbs (Alpharetta, Roswell, Marietta) and eastern growth corridor (Gwinnett) are investor favorites.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
We also fund investments throughout the greater Atlanta metro including Alpharetta, Roswell, Marietta, Duluth, and Lawrenceville.
Atlanta rental properties typically need a DSCR of 1.10x to 1.25x to qualify. Higher DSCR unlocks better pricing. Properties in Alpharetta often qualify easily on gross rent alone.
Atlanta markets favor SFR, 2-4 unit multifamily, and small apartment buildings. Some lenders impose condo restrictions. STRs require DSCR programs that accept projected revenue.
All LendingStreet DSCR programs in Atlanta allow LLC borrowing with personal guarantees. Standard for asset protection.
Atlanta's 4.9% YoY appreciation makes cash-out refinancing attractive. Typical caps: 70-75% LTV. Use equity to acquire more Atlanta properties.
Yes. DSCR loans qualify based on the Atlanta rental property's projected income — not your personal income. No W-2, no tax returns required.
Most Atlanta DSCR programs require a minimum 660 credit score. Some programs allow 640 with compensating factors.
Most lenders require a minimum DSCR of 1.00x. Better pricing kicks in at 1.20x+. Atlanta rental yields average 6.8% making 1.20x achievable in most submarkets.
Yes. LendingStreet DSCR loans in Atlanta allow borrowing in an LLC with a personal guarantee.
Atlanta DSCR loans typically close in 14-21 days from complete application. Well-prepared borrowers can close in 10-14 days.
Yes. STR-specific DSCR programs qualify based on projected short-term rental revenue. Some Atlanta areas have STR restrictions — verify local rules.
Standard DSCR loans in Atlanta go up to $5M. Jumbo DSCR programs extend to $10M+ for qualified borrowers.
Yes. Rate-and-term refis and cash-out refis are available on Atlanta rentals. Cash-out caps at 70-75% LTV.
No credit pull. No commitment. Speak with a licensed financing firm that knows the Texas investor market.
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