Denver real estate investors: finance rental properties using the property's income — not your personal income. 30-year fixed terms. 660+ credit. LLC borrowing. Close in 10 days.
Check My Denver Rate →Denver combines tech, energy, aerospace, and outdoor lifestyle appeal. Lockheed Martin, DISH Network, Ball Corporation, and a massive startup ecosystem drive professional rental demand. Higher entry prices than most Midwest and Southeast metros, but consistent appreciation and strong rents support the math. Suburbs like Aurora and Lakewood offer better cash flow than city proper.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
We also fund investments throughout the greater Denver metro including Aurora, Lakewood, Thornton, Westminster, and Centennial.
Denver rental properties typically need a DSCR of 1.10x to 1.25x to qualify. Higher DSCR unlocks better pricing. Properties in Aurora often qualify easily on gross rent alone.
Denver markets favor SFR, 2-4 unit multifamily, and small apartment buildings. Some lenders impose condo restrictions. STRs require DSCR programs that accept projected revenue.
All LendingStreet DSCR programs in Denver allow LLC borrowing with personal guarantees. Standard for asset protection.
Denver's 4.7% YoY appreciation makes cash-out refinancing attractive. Typical caps: 70-75% LTV. Use equity to acquire more Denver properties.
Yes. DSCR loans qualify based on the Denver rental property's projected income — not your personal income. No W-2, no tax returns required.
Most Denver DSCR programs require a minimum 660 credit score. Some programs allow 640 with compensating factors.
Most lenders require a minimum DSCR of 1.00x. Better pricing kicks in at 1.20x+. Denver rental yields average 5.6% making 1.20x achievable in most submarkets.
Yes. LendingStreet DSCR loans in Denver allow borrowing in an LLC with a personal guarantee.
Denver DSCR loans typically close in 14-21 days from complete application. Well-prepared borrowers can close in 10-14 days.
Yes. STR-specific DSCR programs qualify based on projected short-term rental revenue. Some Denver areas have STR restrictions — verify local rules.
Standard DSCR loans in Denver go up to $5M. Jumbo DSCR programs extend to $10M+ for qualified borrowers.
Yes. Rate-and-term refis and cash-out refis are available on Denver rentals. Cash-out caps at 70-75% LTV.
No credit pull. No commitment. Speak with a licensed financing firm that knows the Texas investor market.
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