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TL;DR Quick answer for real estate investors

LendingStreet FAQ — Common questions about LendingStreet's investment property loan programs: DSCR rental loans, fix & flip, bridge, ground-up construction, and commercial financing.

LendingStreet has structured $4.36B+ across 8,196 deals nationwide. NMLS #1734316 · 30+ capital sources · 50 states.

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✓ No W2 or tax returns required
✓ Close in as few as 10 days
✓ LLC borrowing allowed
✓ 620+ credit · $150K–$5M+
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Frequently asked questions

What is LendingStreet?

LendingStreet (JRS Home Loans LLC d/b/a LendingStreet, NMLS #1734316) is a licensed investment property financing company serving real estate investors across 50 states, with relationships across 30+ capital sources.

What loan products do you offer?

DSCR rental loans, Fix & Flip loans, Bridge loans, Construction loans, Commercial real estate loans, Blanket portfolio loans, and STR (short-term rental) loans.

What is the minimum DSCR you accept?

Through our 30+ capital sources, we finance deals with DSCR as low as 0.75 via specialty programs. Standard programs require 1.0+ DSCR.

How fast can you close a loan?

Bridge and Fix & Flip loans typically close in 5-10 days. DSCR rental loans close in 21-30 days.

Do you offer loans to LLCs?

Yes, our investment property loans are typically structured to LLCs or other business entities.

What credit score do I need?

Most of our programs require a minimum 660 credit score, with the best terms available for borrowers with 700+ credit.