Columbus real estate investors: fast hard money financing for fix and flip projects. Up to 90% of purchase price, 100% of rehab costs. No W-2. 660+ credit. Close in 7-10 days.
Check My Columbus Rate →Columbus is the fastest-growing major Midwest metro — Intel's $20B+ semiconductor fab changed the economic trajectory entirely. Ohio State (60,000+ students), Nationwide Insurance, JPMorgan Chase (25,000+ employees), and a massive tech corridor drive demand. Columbus offers Midwest price points with Sunbelt growth.
Active investor market with strong rental demand and fix flip activity.
Active investor market with strong rental demand and fix flip activity.
Active investor market with strong rental demand and fix flip activity.
Active investor market with strong rental demand and fix flip activity.
Active investor market with strong rental demand and fix flip activity.
We also fund investments throughout the greater Columbus metro including Dublin, Westerville, Upper Arlington, New Albany, and Gahanna.
Accurate ARV is critical. Columbus submarkets like Short North have strong comp data. Lenders want 3-5 recent comps within a quarter mile.
Columbus rehab costs: $15-40/sq ft cosmetic, $40-75/sq ft moderate, $75-150/sq ft gut. Permits matter in Columbus — include permit timelines.
Lenders require a clear exit — sale or refi to DSCR. Market time in Columbus averages 30-60 days. Build a 6-month exit buffer.
First-time flippers can qualify. New flippers start at 80-85% LTC; experienced investors (2+ completed flips) reach 90%+.
Up to 90% LTC on purchase and 100% on rehab for qualified borrowers with flipping experience.
Typical Columbus fix and flip closings happen in 7-10 business days. Experienced borrowers can close in 5-7 days.
First-time flippers can qualify at 80-85% LTC. Experienced borrowers (2+ flips) access 90%+ LTC and lower rates.
Most programs require 660+ FICO. Stronger programs start at 680-700.
Rehab funds via reimbursement draws — complete work, inspector verifies, lender wires funds every 2-4 weeks.
Fix and flip loans in Columbus range from $150K to $5M. Most SFR flips fall in $200K-$800K range.
Yes. All Columbus fix and flip loans allow LLC borrowing with a personal guarantee.
Most loans carry 12-18 month terms with extension options. Refinancing to DSCR is an alternative if you hold as a rental.
No credit pull. No commitment. Speak with a licensed financing firm that knows the Texas investor market.
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