Close in 10 Days. 90% LTC.
Dallas real estate investors: fast hard money financing for fix and flip projects. Up to 90% of purchase price, 100% of rehab costs. No W-2. 620+ credit. Close in 5-10 days.
Check My Dallas Rate →The stock is post-war ranches across the city and the Mid-Cities, pre-war stock in Oak Cliff and Old East Dallas, and large-scale new construction in Collin County. Ranch and bungalow flips in Oak Cliff, Pleasant Grove, Casa View and Lake Highlands. Foundation movement on the clay soils and hail-driven roof replacement are the standard scope.
Texas is non-judicial with one of the fastest foreclosure timelines in the country. Collin County — Allen, Plano, Frisco, McKinney — is the northern growth corridor with newer stock and high property tax rates that reassess quickly; that tax line is what most often breaks a DSCR here. Dallas County basis is lower and the tenant base broader. Hail is the dominant insurance driver.
Pre-war stock in Dallas means the scope is rarely what the walkthrough suggests. Budget the mechanicals before the finishes and expect the inspector to find what the seller did not disclose.
Insurability at resale is the exit risk in Dallas. If the roof, openings or elevation make the property hard to insure, the ARV you underwrote may not be the price you clear.
Also see: Austin, TX →Houston, TX →DSCR Loans in Dallas →Corpus Christi, TX →El Paso, TX →Fort Worth, TX →Killeen, TX →Lubbock, TX →
Fix & Flip loans in Dallas qualify based on the deal itself — purchase price, rehab budget, after-repair value (ARV) and your flip experience — not your W-2 or tax returns. Up to 90% LTC + 100% rehab financing, 6-18 month terms, close in 5-10 days, interest-only during rehab.
LendingStreet has structured $4.36B+ across 8,196 deals nationwide. NMLS #1734316 · 30+ capital sources · 50 states.
Dallas is the largest metro in the fastest-growing state. Corporate relocations from California and the Northeast continue to fuel population growth, with 75,000+ residents added to Dallas County alone last year. The DFW airport, American Airlines HQ, AT&T, and massive logistics infrastructure provide stable rental demand across income tiers.
We finance rentals and projects throughout the metro. The loan is underwritten on the property, its rent or after-repair value and your experience — not on the neighborhood name.
We also fund investments throughout the greater Dallas metro including Plano, Frisco, McKinney, Allen, and Arlington.
Illustrative examples of structures we finance — not specific funded loans. Terms depend on the borrower, property and capital source.
Accurate ARV is critical. Dallas submarkets like Oak Cliff have strong comp data. Lenders want 3-5 recent comps within a quarter mile.
Dallas rehab costs: $15-40/sq ft cosmetic, $40-75/sq ft moderate, $75-150/sq ft gut. Permits matter in Dallas — include permit timelines.
Lenders require a clear exit — sale or refi to DSCR. Market time in Dallas averages 30-60 days. Build a 6-month exit buffer.
First-time flippers can qualify. New flippers start at 80-85% LTC; experienced investors (2+ completed flips) reach 90%+.
From our loan records, all products. Borrower names and addresses withheld.
Source: LendingStreet loan records (Pipedrive), September 30, 2026. Borrower names and property addresses withheld; loan amounts shown as recorded. Terms are set by the capital source and vary by borrower, property and program.
How the numbers work: see what 90% of purchase plus 100% of rehab means in cash, or estimate your ARV in the ARV calculator.
Up to 90% LTC on purchase and 100% on rehab for qualified borrowers with flipping experience.
Typical Dallas fix and flip closings happen in 5-10 business days. Experienced borrowers can close in 5-7 days.
First-time flippers can qualify at 80-85% LTC. Experienced borrowers (2+ flips) access 90%+ LTC and lower rates.
The minimum credit score is 620. Stronger credit improves leverage and pricing.
Rehab funds via reimbursement draws — complete work, inspector verifies, lender wires funds every 2-4 weeks.
Fix and flip loans in Dallas range from $150K to $5M. Most SFR flips fall in $200K-$800K range.
Yes. All Dallas fix and flip loans allow LLC borrowing with a personal guarantee.
Most loans carry 12-18 month terms with extension options. Refinancing to DSCR is an alternative if you hold as a rental.
Foundation movement on the clay soils and hail-driven roof replacement are the standard scope. Budget contingency for it.
Only if the scope addresses what carriers price — roof age, openings, elevation. Confirm before you close; it is the exit.
It affects which capital sources are comfortable writing there and at what leverage. It does not change how you apply.
We finance flips across the full Dallas metro, including Allen, Plano, Frisco, McKinney, Garland, Irving and Hurst. The submarkets are not interchangeable:
Collin County — Allen, Plano, Frisco, McKinney — is the northern growth corridor with newer stock and high property tax rates that reassess quickly; that tax line is what most often breaks a DSCR here. The Mid-Cities toward Fort Worth — Hurst, Euless, Bedford — carry 1960s–80s brick ranches with deep comparable data. Texas is non-judicial with one of the fastest timelines in the country.
Whichever submarket the property sits in, the loan is underwritten the same way — run it in the ARV and cash-to-close calculator with the actual local purchase, rehab and ARV figures first.
No credit pull. No commitment. Speak with a licensed financing company with direct access to 30+ capital sources.
Check My Eligibility →By clicking Check My Eligibility, you are providing express written consent to be contacted by LendingStreet (NMLS #1734316) via SMS, phone call, or email, possibly using automated technology, to the number and email you provided, regarding your loan inquiry (including marketing and customer care messages). If you wish to opt out, reply “STOP” to any text. Text “HELP” for help. Message frequency may vary. Message and data rates may apply. Consent is not required to obtain services. See our Privacy Policy and Terms & Conditions.
Investment Property Only • 620+ FICO • $150K+ Loans
🔒 SSL Secured · 256-bit Encryption · ✓ Investment Properties
Or call us directly: (877) 298-1001
2-3 competing quotes from 30+ capital sources. No credit pull. No commitment.
By clicking, you provide express written consent to be contacted by LendingStreet (NMLS #1734316) via SMS, phone, or email, possibly using automated technology, regarding your loan inquiry. Reply STOP to opt out. Consent is not required to obtain services. See our Privacy Policy and Terms.