📞 (877) 298-1001 · Mon-Sat 7am-9pm CT · Lending in Texas · NMLS #1734316
— FIX & FLIP LOANS · DALLAS, TX

Fix & Flip in Dallas
Close in 10 Days. 90% LTC.

Dallas real estate investors: fast hard money financing for fix and flip projects. Up to 90% of purchase price, 100% of rehab costs. No W-2. 660+ credit. Close in 7-10 days.

Check My Dallas Rate →
9.99%
From Rate
90%
Max LTC
100%
Rehab
7-10 Days
Close

Fix & Flip Loans in Dallas, TX — Key Facts for Investors

Why Dallas Is a Strong Market for Fix & Flip Investors

Dallas is the largest metro in the fastest-growing state. Corporate relocations from California and the Northeast continue to fuel population growth, with 75,000+ residents added to Dallas County alone last year. The DFW airport, American Airlines HQ, AT&T, and massive logistics infrastructure provide stable rental demand across income tiers.

Median Price
$345,000
Citywide
Rental Yield
6.8%
Average gross
Appreciation
4.2%
YoY
Metro Pop
8.1M
Greater Dallas

Active Dallas Investor Neighborhoods

DALLAS

Oak Cliff

Active investor market with strong rental demand and fix flip activity.

DALLAS

Preston Hollow

Active investor market with strong rental demand and fix flip activity.

DALLAS

Lakewood

Active investor market with strong rental demand and fix flip activity.

DALLAS

Bishop Arts

Active investor market with strong rental demand and fix flip activity.

DALLAS

Uptown

Active investor market with strong rental demand and fix flip activity.

We also fund investments throughout the greater Dallas metro including Plano, Frisco, McKinney, Allen, and Arlington.

Recent Dallas Closings

Flip · Oak Cliff
$258K + $86K Rehab
Closed
90% LTC · 100% rehab · 12-month term · 680 FICO · closed in 8 days
Heavy Rehab · Preston Hollow
$241K + $138K Rehab
Closed
85% LTC · 100% rehab · 18-month term · 700 FICO · closed in 10 days
Light Flip · Lakewood
$276K + $41K Rehab
Closed
90% LTC · 12-month term · 720 FICO · closed in 7 days

Key Considerations for Dallas Investors

Dallas comps and ARV validation

Accurate ARV is critical. Dallas submarkets like Oak Cliff have strong comp data. Lenders want 3-5 recent comps within a quarter mile.

Rehab budget and scope

Dallas rehab costs: $15-40/sq ft cosmetic, $40-75/sq ft moderate, $75-150/sq ft gut. Permits matter in Dallas — include permit timelines.

Exit strategy requirements

Lenders require a clear exit — sale or refi to DSCR. Market time in Dallas averages 30-60 days. Build a 6-month exit buffer.

Experience requirements

First-time flippers can qualify. New flippers start at 80-85% LTC; experienced investors (2+ completed flips) reach 90%+.

Frequently Asked Questions — Dallas Fix & Flip

What's the max LTC for a Dallas fix and flip loan?

Up to 90% LTC on purchase and 100% on rehab for qualified borrowers with flipping experience.

How fast can I close a fix and flip loan in Dallas?

Typical Dallas fix and flip closings happen in 7-10 business days. Experienced borrowers can close in 5-7 days.

Do I need flipping experience to qualify in Dallas?

First-time flippers can qualify at 80-85% LTC. Experienced borrowers (2+ flips) access 90%+ LTC and lower rates.

What credit score do I need for a Dallas fix and flip loan?

Most programs require 660+ FICO. Stronger programs start at 680-700.

How is rehab budget funded in Dallas?

Rehab funds via reimbursement draws — complete work, inspector verifies, lender wires funds every 2-4 weeks.

What loan amounts are available for Dallas flips?

Fix and flip loans in Dallas range from $150K to $5M. Most SFR flips fall in $200K-$800K range.

Can I flip properties in my LLC in Dallas?

Yes. All Dallas fix and flip loans allow LLC borrowing with a personal guarantee.

What happens if my Dallas flip takes longer than the loan term?

Most loans carry 12-18 month terms with extension options. Refinancing to DSCR is an alternative if you hold as a rental.

Related Dallas Loan Programs

DSCR Loans in Dallas → Bridge in Dallas → Construction in Dallas → Fix & Flip in Texas →

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