📞 (877) 298-1001 · Mon-Sat 7am-9pm CT · Lending in Colorado · NMLS #1734316
— FIX & FLIP LOANS · DENVER, CO

Fix & Flip in Denver
Close in 10 Days. 90% LTC.

Denver real estate investors: fast hard money financing for fix and flip projects. Up to 90% of purchase price, 100% of rehab costs. No W-2. 660+ credit. Close in 7-10 days.

Check My Denver Rate →
9.99%
From Rate
90%
Max LTC
100%
Rehab
7-10 Days
Close

Fix & Flip Loans in Denver, CO — Key Facts for Investors

Why Denver Is a Strong Market for Fix & Flip Investors

Denver combines tech, energy, aerospace, and outdoor lifestyle appeal. Lockheed Martin, DISH Network, Ball Corporation, and a massive startup ecosystem drive professional rental demand. Higher entry prices than most Midwest and Southeast metros, but consistent appreciation and strong rents support the math. Suburbs like Aurora and Lakewood offer better cash flow than city proper.

Median Price
$620,000
Citywide
Rental Yield
5.6%
Average gross
Appreciation
4.7%
YoY
Metro Pop
3.0M
Greater Denver

Active Denver Investor Neighborhoods

DENVER

LoHi

Active investor market with strong rental demand and fix flip activity.

DENVER

RiNo

Active investor market with strong rental demand and fix flip activity.

DENVER

Cherry Creek

Active investor market with strong rental demand and fix flip activity.

DENVER

Washington Park

Active investor market with strong rental demand and fix flip activity.

DENVER

Highlands

Active investor market with strong rental demand and fix flip activity.

We also fund investments throughout the greater Denver metro including Aurora, Lakewood, Thornton, Westminster, and Centennial.

Recent Denver Closings

Flip · LoHi
$465K + $155K Rehab
Closed
90% LTC · 100% rehab · 12-month term · 680 FICO · closed in 8 days
Heavy Rehab · RiNo
$434K + $248K Rehab
Closed
85% LTC · 100% rehab · 18-month term · 700 FICO · closed in 10 days
Light Flip · Cherry Creek
$496K + $74K Rehab
Closed
90% LTC · 12-month term · 720 FICO · closed in 7 days

Key Considerations for Denver Investors

Denver comps and ARV validation

Accurate ARV is critical. Denver submarkets like LoHi have strong comp data. Lenders want 3-5 recent comps within a quarter mile.

Rehab budget and scope

Denver rehab costs: $15-40/sq ft cosmetic, $40-75/sq ft moderate, $75-150/sq ft gut. Permits matter in Denver — include permit timelines.

Exit strategy requirements

Lenders require a clear exit — sale or refi to DSCR. Market time in Denver averages 30-60 days. Build a 6-month exit buffer.

Experience requirements

First-time flippers can qualify. New flippers start at 80-85% LTC; experienced investors (2+ completed flips) reach 90%+.

Frequently Asked Questions — Denver Fix & Flip

What's the max LTC for a Denver fix and flip loan?

Up to 90% LTC on purchase and 100% on rehab for qualified borrowers with flipping experience.

How fast can I close a fix and flip loan in Denver?

Typical Denver fix and flip closings happen in 7-10 business days. Experienced borrowers can close in 5-7 days.

Do I need flipping experience to qualify in Denver?

First-time flippers can qualify at 80-85% LTC. Experienced borrowers (2+ flips) access 90%+ LTC and lower rates.

What credit score do I need for a Denver fix and flip loan?

Most programs require 660+ FICO. Stronger programs start at 680-700.

How is rehab budget funded in Denver?

Rehab funds via reimbursement draws — complete work, inspector verifies, lender wires funds every 2-4 weeks.

What loan amounts are available for Denver flips?

Fix and flip loans in Denver range from $150K to $5M. Most SFR flips fall in $200K-$800K range.

Can I flip properties in my LLC in Denver?

Yes. All Denver fix and flip loans allow LLC borrowing with a personal guarantee.

What happens if my Denver flip takes longer than the loan term?

Most loans carry 12-18 month terms with extension options. Refinancing to DSCR is an alternative if you hold as a rental.

Related Denver Loan Programs

DSCR Loans in Denver → Bridge in Denver → Construction in Denver → Fix & Flip in Colorado →

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