Purchase + Rehab. One Loan.
A fix and flip loan in Fayetteville funds purchase and renovation in one short-term, asset-based loan — hard money, underwritten on the deal and the after-repair value rather than your income. The Fayetteville specifics: Cosmetic flips on 1980s–2000s stock in Hope Mills and Westover with exits to VA buyers or investors. Leverage, rehab caps and experience rules vary more between lenders than any other criterion, which is why LendingStreet places the file across thirty capital sources instead of one.
Check My Fayetteville Purchase & Rehab Options →The stock is post-war and newer single-family built for a military tenant base, with an older core in Haymount and downtown. Cosmetic flips on 1980s–2000s stock in Hope Mills and Westover with exits to VA buyers or investors. Low basis means renovation frequently approaches purchase price.
North Carolina is non-judicial. Fayetteville is a military rental market — tenant demand is reliable, turnover tracks the PCS cycle, and a large share of buyers use VA financing, which shapes the resale comparable set. Basis is among the lowest of North Carolina's metros.
Where renovation exceeds purchase price, the loan sizes on total project cost and ARV, not on purchase. Many national lenders cap rehab near half the purchase price and decline the deal on that alone. Several of our sources write it routinely — it is the single most common Fayetteville placement.
Standard ranges across our capital sources: $150,000 to $5M+, up to 95% of total project cost, up to 100% of the rehab budget in draws, 6 to 18 months interest-only, 5 to 10 business days to close with 5-day expedited for experienced investors. Full detail and the current rate floor are on the fix and flip loan page. First-time flippers generally see lower leverage.
The Fayetteville metro — Fayetteville plus Hope Mills, Spring Lake, Raeford, Fort Liberty area and Eastover — and the rest of North Carolina via the North Carolina fix and flip page. The active rehab corridors in Fayetteville include Haymount, Downtown, Westover, Hope Mills, Spring Lake.
Size the loan and the cash to close in the ARV calculator, add the carry in the carrying costs calculator, and build the budget in the rehab cost estimator.
Also see: Charlotte, NC →Raleigh, NC →
The gap between the loan and total project cost, plus points, third-party costs and the rehab you carry between draws. The ARV calculator returns it for your numbers.
Yes, through sources that write them — lower leverage, licensed GC attached.
Yes. Sized on total cost and ARV. Lenders capping rehab at half of purchase are why it gets declined elsewhere.
5 to 10 business days on a complete file; 5-day expedited for experienced investors. A BPO in lieu of appraisal is available on bridge structures.
Yes — fix-to-rent. Separate underwrite on rent and appraised value. Run it before you buy.
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