📞 (877) 298-1001 · Mon-Sat 7am-9pm CT · Lending in Texas · NMLS #1734316
— FIX & FLIP LOANS · SAN ANTONIO, TX

Fix & Flip in San Antonio
Close in 10 Days. 90% LTC.

San Antonio real estate investors: fast hard money financing for fix and flip projects. Up to 90% of purchase price, 100% of rehab costs. No W-2. 660+ credit. Close in 7-10 days.

Check My San Antonio Rate →
9.99%
From Rate
90%
Max LTC
100%
Rehab
7-10 Days
Close

Fix & Flip Loans in San Antonio, TX — Key Facts for Investors

Why San Antonio Is a Strong Market for Fix & Flip Investors

San Antonio offers the best price-to-yield ratio among major Texas metros. Military bases (Lackland, Randolph, Fort Sam Houston), USAA, South Texas Medical Center, and Toyota provide massive employment stability. Median prices under $275K with 8%+ rental yields make it a cash-flow investor favorite. Lower appreciation than Austin, but far more predictable.

Median Price
$270,000
Citywide
Rental Yield
7.8%
Average gross
Appreciation
4.1%
YoY
Metro Pop
2.6M
Greater San Antonio

Active San Antonio Investor Neighborhoods

SAN ANTONIO

Southtown

Active investor market with strong rental demand and fix flip activity.

SAN ANTONIO

Alamo Heights

Active investor market with strong rental demand and fix flip activity.

SAN ANTONIO

Stone Oak

Active investor market with strong rental demand and fix flip activity.

SAN ANTONIO

King William

Active investor market with strong rental demand and fix flip activity.

SAN ANTONIO

Monte Vista

Active investor market with strong rental demand and fix flip activity.

We also fund investments throughout the greater San Antonio metro including Schertz, Cibolo, Converse, Universal City, and Boerne.

Recent San Antonio Closings

Flip · Southtown
$202K + $67K Rehab
Closed
90% LTC · 100% rehab · 12-month term · 680 FICO · closed in 8 days
Heavy Rehab · Alamo Heights
$189K + $108K Rehab
Closed
85% LTC · 100% rehab · 18-month term · 700 FICO · closed in 10 days
Light Flip · Stone Oak
$216K + $32K Rehab
Closed
90% LTC · 12-month term · 720 FICO · closed in 7 days

Key Considerations for San Antonio Investors

San Antonio comps and ARV validation

Accurate ARV is critical. San Antonio submarkets like Southtown have strong comp data. Lenders want 3-5 recent comps within a quarter mile.

Rehab budget and scope

San Antonio rehab costs: $15-40/sq ft cosmetic, $40-75/sq ft moderate, $75-150/sq ft gut. Permits matter in San Antonio — include permit timelines.

Exit strategy requirements

Lenders require a clear exit — sale or refi to DSCR. Market time in San Antonio averages 30-60 days. Build a 6-month exit buffer.

Experience requirements

First-time flippers can qualify. New flippers start at 80-85% LTC; experienced investors (2+ completed flips) reach 90%+.

Frequently Asked Questions — San Antonio Fix & Flip

What's the max LTC for a San Antonio fix and flip loan?

Up to 90% LTC on purchase and 100% on rehab for qualified borrowers with flipping experience.

How fast can I close a fix and flip loan in San Antonio?

Typical San Antonio fix and flip closings happen in 7-10 business days. Experienced borrowers can close in 5-7 days.

Do I need flipping experience to qualify in San Antonio?

First-time flippers can qualify at 80-85% LTC. Experienced borrowers (2+ flips) access 90%+ LTC and lower rates.

What credit score do I need for a San Antonio fix and flip loan?

Most programs require 660+ FICO. Stronger programs start at 680-700.

How is rehab budget funded in San Antonio?

Rehab funds via reimbursement draws — complete work, inspector verifies, lender wires funds every 2-4 weeks.

What loan amounts are available for San Antonio flips?

Fix and flip loans in San Antonio range from $150K to $5M. Most SFR flips fall in $200K-$800K range.

Can I flip properties in my LLC in San Antonio?

Yes. All San Antonio fix and flip loans allow LLC borrowing with a personal guarantee.

What happens if my San Antonio flip takes longer than the loan term?

Most loans carry 12-18 month terms with extension options. Refinancing to DSCR is an alternative if you hold as a rental.

Related San Antonio Loan Programs

DSCR Loans in San Antonio → Bridge in San Antonio → Construction in San Antonio → Fix & Flip in Texas →

Get Your Texas DSCR Rate Today

No credit pull. No commitment. Speak with a licensed financing firm that knows the Texas investor market.

Check My Eligibility →

By clicking Check My Eligibility, you are providing express written consent to be contacted by LendingStreet (NMLS #1734316) via SMS, phone call, or email, possibly using automated technology, to the number and email you provided, regarding your loan inquiry (including marketing and customer care messages). If you wish to opt out, reply “STOP” to any text. Text “HELP” for help. Message frequency may vary. Message and data rates may apply. Consent is not required to obtain services. See our Privacy Policy and Terms & Conditions.

Investment Property Only • 660+ FICO • $200K+ Loans

🔒 SSL Secured  ·  256-bit Encryption  ·  ✓ Investment Properties

Or call us directly: (877) 298-1001