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State Investment Guides
Where Are Investors
Winning Right Now?
Market-by-market breakdowns for real estate investors. Top cities, lending notes, and what we're seeing in active deal flow.
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State Investment Guide
Texas
Texas is one of the strongest markets for real estate investors in the country. No state income tax, strong job growth, and landlord-friendly laws make Texas a top destination for DSCR rental investors and fix & flip operators alike.
Top Markets
  • Dallas-Fort Worth — massive population growth, strong rental demand
  • Houston — diverse economy, affordable entry points
  • Austin — high appreciation, tech sector demand
  • San Antonio — military market, stable rents
Lending Notes
Texas allows LLC ownership without disclosure of members. Non-recourse lending is available. Foreclosure is non-judicial in most cases — faster resolution for lenders. These factors attract private lenders to Texas deals.
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State Investment Guide
Florida
Florida's population growth is the fastest in the country, driven by migration from high-tax states. Strong STR markets in Orlando, Miami, and Tampa make it a top state for Airbnb-focused DSCR investors.
Top Markets
  • Orlando — massive STR market near theme parks
  • Tampa — strong LTR demand, population growth
  • Miami — luxury market, international buyer pool
  • Jacksonville — affordable entry, solid cap rates
Lending Notes
Florida is a landlord-friendly state with no state income tax. The STR market is regulated by county — some areas (like Orange County) have restrictions. DSCR loans work for both LTR and STR properties. STR DSCR uses projected revenue rather than actual leases.
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State Investment Guide
North Carolina
North Carolina's Research Triangle (Raleigh-Durham-Chapel Hill) is one of the fastest-growing metros in the US. Strong employment base from tech, pharma, and universities drives rental demand year-round.
Top Markets
  • Raleigh — tech hub, strong rental demand
  • Charlotte — banking center, consistent appreciation
  • Durham — university market, stable occupancy
  • Greensboro — affordable entry points, solid yields
Lending Notes
North Carolina has balanced landlord-tenant laws. The state has seen significant out-of-state investor activity particularly in the Triangle area. DSCR loans are widely available here and we have closed multiple deals in this market.

Don't See Your State?

We lend in all 50 states (most programs). Call us about your market — we close deals nationwide and can speak to conditions in any state we're active in. More state guides coming soon.

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