No state income tax. Landlord-friendly laws. Population growth that won't stop. Texas remains the #1 state for rental property investors.
Texas is the most active state in our loan pipeline. DFW leads in volume, Houston offers the strongest cash flow, Austin has the highest appreciation, and San Antonio provides the most affordable entry points with solid rental yields.
Most active investor market in the state. Strong job growth, diverse economy, and steady rental demand. Average cap rates: 5.5–7%. Best for: DSCR purchase, portfolio expansion.
Energy sector drives strong employment. Affordable entry prices with solid cash flow. Average cap rates: 6–8%. Best for: buy-and-hold DSCR, blanket portfolio loans.
High appreciation market. Tech sector growth. Higher prices but strong rent-to-value. Average cap rates: 4–5.5%. Best for: appreciation play, STR/Airbnb, BRRRR.
Most affordable major Texas market. Military presence provides stable rental demand. Average cap rates: 6.5–8.5%. Best for: first investment, DSCR 1.0x deals, cash flow.
LendingStreet lends in Texas for DSCR loans, Fix & Flip loans, Bridge loans, and Portfolio/Blanket loans. No W2 required. Close in as few as 10 days.
Minimum 620 credit · 1.0x DSCR minimum · Up to 80% LTV · 30-year terms available · LLC allowed · Close in 10 days · $150K–$5M+
No credit pull. No obligation. Investment property only. Our loan specialists respond within a few hours.