Dallas real estate investors: finance rental properties using the property's income — not your personal income. 30-year fixed terms. 660+ credit. LLC borrowing. Close in 10 days.
Check My Dallas Rate →Dallas is the largest metro in the fastest-growing state. Corporate relocations from California and the Northeast continue to fuel population growth, with 75,000+ residents added to Dallas County alone last year. The DFW airport, American Airlines HQ, AT&T, and massive logistics infrastructure provide stable rental demand across income tiers.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
Active investor market with strong rental demand and dscr activity.
We also fund investments throughout the greater Dallas metro including Plano, Frisco, McKinney, Allen, and Arlington.
Dallas rental properties typically need a DSCR of 1.10x to 1.25x to qualify. Higher DSCR unlocks better pricing. Properties in Plano often qualify easily on gross rent alone.
Dallas markets favor SFR, 2-4 unit multifamily, and small apartment buildings. Some lenders impose condo restrictions. STRs require DSCR programs that accept projected revenue.
All LendingStreet DSCR programs in Dallas allow LLC borrowing with personal guarantees. Standard for asset protection.
Dallas's 4.2% YoY appreciation makes cash-out refinancing attractive. Typical caps: 70-75% LTV. Use equity to acquire more Dallas properties.
Yes. DSCR loans qualify based on the Dallas rental property's projected income — not your personal income. No W-2, no tax returns required.
Most Dallas DSCR programs require a minimum 660 credit score. Some programs allow 640 with compensating factors.
Most lenders require a minimum DSCR of 1.00x. Better pricing kicks in at 1.20x+. Dallas rental yields average 6.8% making 1.20x achievable in most submarkets.
Yes. LendingStreet DSCR loans in Dallas allow borrowing in an LLC with a personal guarantee.
Dallas DSCR loans typically close in 14-21 days from complete application. Well-prepared borrowers can close in 10-14 days.
Yes. STR-specific DSCR programs qualify based on projected short-term rental revenue. Some Dallas areas have STR restrictions — verify local rules.
Standard DSCR loans in Dallas go up to $5M. Jumbo DSCR programs extend to $10M+ for qualified borrowers.
Yes. Rate-and-term refis and cash-out refis are available on Dallas rentals. Cash-out caps at 70-75% LTV.
No credit pull. No commitment. Speak with a licensed financing firm that knows the Texas investor market.
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