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Honest Lender Comparison

LendingStreet vs New Silver: Why LendingStreet's Marketplace Wins

New Silver is a fintech-driven direct lender known for fast closings and accessible credit requirements, popular with fix & flip and BRRRR investors. LendingStreet brokers across 30+ capital sources. Here's how to choose between a tech-forward direct lender and a multi-source financing firm.

The short answer: New Silver is a technology-driven direct lender offering fix & flip, bridge, and DSCR loans, known for fast (as little as 5-day) closings and accepting credit down to 620 and DSCR down to 0.75 on some programs. They also offer free investor tools — an ARV calculator, BRRRR calculator, and the FlipScout property-search platform.

LendingStreet is a licensed investment property financing firm (NMLS #1734316) with 30+ direct capital sources, including fast tech-forward lenders similar to New Silver. When you want a quick, self-serve direct-lender experience, New Silver is a strong option. When you need larger loan amounts, more product variety, or want to shop a deal across multiple sources, LendingStreet's network adds options.

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