Austin real estate investors: fast hard money financing for fix and flip projects. Up to 90% of purchase price, 100% of rehab costs. No W-2. 660+ credit. Close in 7-10 days.
Check My Austin Rate →Austin's tech migration reshaped the market permanently. Tesla HQ, Apple's $1B campus, Oracle, Meta, Google, and a constant inflow of California founders keep demand high. Higher entry prices compress cash flow, but appreciation has averaged 8-12% annually for the past decade. Premium suburbs like Round Rock and Cedar Park offer better yields.
Active investor market with strong rental demand and fix flip activity.
Active investor market with strong rental demand and fix flip activity.
Active investor market with strong rental demand and fix flip activity.
Active investor market with strong rental demand and fix flip activity.
Active investor market with strong rental demand and fix flip activity.
We also fund investments throughout the greater Austin metro including Round Rock, Cedar Park, Pflugerville, Leander, and Georgetown.
Accurate ARV is critical. Austin submarkets like South Congress have strong comp data. Lenders want 3-5 recent comps within a quarter mile.
Austin rehab costs: $15-40/sq ft cosmetic, $40-75/sq ft moderate, $75-150/sq ft gut. Permits matter in Austin — include permit timelines.
Lenders require a clear exit — sale or refi to DSCR. Market time in Austin averages 30-60 days. Build a 6-month exit buffer.
First-time flippers can qualify. New flippers start at 80-85% LTC; experienced investors (2+ completed flips) reach 90%+.
Up to 90% LTC on purchase and 100% on rehab for qualified borrowers with flipping experience.
Typical Austin fix and flip closings happen in 7-10 business days. Experienced borrowers can close in 5-7 days.
First-time flippers can qualify at 80-85% LTC. Experienced borrowers (2+ flips) access 90%+ LTC and lower rates.
Most programs require 660+ FICO. Stronger programs start at 680-700.
Rehab funds via reimbursement draws — complete work, inspector verifies, lender wires funds every 2-4 weeks.
Fix and flip loans in Austin range from $150K to $5M. Most SFR flips fall in $200K-$800K range.
Yes. All Austin fix and flip loans allow LLC borrowing with a personal guarantee.
Most loans carry 12-18 month terms with extension options. Refinancing to DSCR is an alternative if you hold as a rental.
No credit pull. No commitment. Speak with a licensed financing firm that knows the Texas investor market.
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