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Bridge Loans for Real Estate Investors
Get $150K to $5M+ — Close in 7 Days

No DSCR Required · No Prepayment Penalty · No Impact to Credit Score

Top Rated Bridge Loan Lender
Up to 80% LTV — No DSCR Requirement
Rates as Low as 7.99%
No Prepayment Penalty
Fund in as Little as 7 Business Days
No Impact to Credit Score to Apply

Get Your Bridge Loan Options

Investment Property Only • No Impact to Credit Score

1
Property
2
Contact
3
Verify
Step 1 of 3 — Loan Details

By clicking Check My Eligibility, you are providing express written consent to be contacted by LendingStreet (NMLS #1734316) via SMS, phone call, or email, possibly using automated technology, to the number and email you provided, regarding your loan inquiry (including marketing and customer care messages). If you wish to opt out, reply “STOP” to any text. Text “HELP” for help. Message frequency may vary. Message and data rates may apply. Consent is not required to obtain services. See our Privacy Policy and Terms & Conditions.

Investment Property Only • 660+ FICO • $200K+ Loans
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Step 2 of 2 — Contact Info

By clicking Submit, you are providing express written consent to be contacted by LendingStreet (NMLS #1734316) via SMS, phone call, or email, possibly using automated technology, to the number and email you provided, regarding your loan inquiry (including marketing and customer care messages). If you wish to opt out, reply “STOP” to any text. Text “HELP” for help. Message frequency may vary. Message and data rates may apply. Consent is not required to obtain services. See our Privacy Policy and Terms & Conditions.

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Step 3 of 3 — Verify Your Number
🔒 One last step. We sent a 6-digit code to your phone. This verifies your number and ensures our lending specialists can reach you — no fake submissions.
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Application Received!

A loan specialist will contact you within 1 business day with your financing options.

Top Rated Bridge Loan Lenders

Why Get a Bridge Loan
with LendingStreet

LendingStreet connects you with top-rated bridge lenders who provide fast, flexible short-term financing for real estate investors. Whether you're acquiring a new property, stabilizing a transitional asset, or bridging to permanent financing — our lenders close in as few as 7 days.

Asset-based underwriting means we focus on the property's value, not your personal income. No DSCR requirement, no prepayment penalty, and approval in as little as 48 hours.

Get My Bridge Options →

Bridge Loan

Fast, flexible short-term financing for acquisitions and transitional assets

6 to 24 Month Terms
$150K to $5M+ Loan Amounts
Up to 80% LTV
No DSCR Requirement
No Prepayment Penalty
Close in as Few as 7 Days
Get My Bridge Options →
✓ 85% Approval Rate
Investor Insights
Why Investors Choose Bridge Financing

The bridge loan let us move fast on an off-market deal while we finalized long-term financing. Closed in 9 days. Couldn't have done it any other way.

Marcus T.
Real Estate Investor · California

Execution was the priority. Capital was available when we needed it, without delays or red tape. LendingStreet delivered exactly what they promised.

James R.
Commercial Investor · New Jersey

The bridge financing gave us flexibility and kept the transaction on schedule. Used LendingStreet on 3 deals now and they never miss.

Sandra K.
Real Estate Sponsor · Texas
Process
Apply in 3 Easy Steps
1

Inquire for Free

Fill out our online form with basic information. Get approval status within 48 hours. No hard credit pull required.

2

Upload Documents

Use our secure digital platform to submit your property details and documents. Fast, simple, and fully paperless.

3

Get Funded

Receive your loan offer with competitive rates and terms. Funds deposited directly to your account — as fast as 5 business days.

$4,360,500,920
Dollars Funded
8,196
Real Estate Loans
99.2%
Client Satisfaction
FAQ
Bridge Loan FAQs
What is a bridge loan?
A bridge loan is short-term financing (6–24 months) that provides quick capital for real estate investors who need to act fast — whether acquiring a new property, stabilizing a transitional asset, or bridging to permanent financing. Bridge loans close in as little as 7 days with up to 80% LTV.
Do bridge loans require a DSCR?
No. Bridge loans use asset-based underwriting — the lender focuses on the property's value and exit strategy, not its current income or your personal DSCR. This makes bridge loans ideal for transitional properties that don't yet qualify for DSCR or conventional financing.
Are there prepayment penalties?
No. Our bridge loan program has no prepayment penalty. You can pay off the loan at any time without fees — giving you maximum flexibility to refinance, sell, or exit the deal on your own timeline.
How fast can a bridge loan close?
Most bridge loans in our network close in 7–14 business days. Expedited closings in 5 days are available for experienced investors with clean deals and organized documentation.
What property types qualify for bridge financing?
Bridge loans fund single-family investment properties, 2–4 unit multifamily, small to mid-size apartment buildings, mixed-use, commercial, and transitional properties. Investment properties only — not primary residences.
When should I use a bridge loan?
Use a bridge loan when you need to close fast on an acquisition, stabilize a value-add property before refinancing into long-term debt, or capitalize on a time-sensitive off-market deal. Bridge loans are also ideal when a property doesn't yet qualify for DSCR or permanent financing.
Why LendingStreet
Why Choose LendingStreet
🌐

30+ Capital Sources, Not One

Direct lenders only offer what's in their own rate sheet. If your deal doesn't fit their box, they decline. LendingStreet routes your deal across 30+ capital partners to find the one with the best rate, highest LTV, and fastest timeline for your specific situation. One application, 30+ possible outcomes.

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Investment Property Specialists

We don't do owner-occupied mortgages or first-time homebuyer programs. 100% of our focus is business-purpose loans for real estate investors. That specialization means we understand DSCR, LTC, ARV, BRRRR, and portfolio consolidation in ways general mortgage companies don't.

Speed Where It Matters

Bridge loans in 5–10 days. Fix & Flip in 7–14 days. DSCR in 21–30 days. We pre-qualify you in minutes with no hard credit pull, and we don't chase W-2s or tax returns on DSCR. When timing matters, we move at the pace of your deal.

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Proven Track Record

10 years serving investors. $4.36B funded across 8,196 closed deals in 48 states — from first-time BRRRR acquisitions to $5M+ commercial portfolios. We've seen your deal before. We know how to structure it.

🏛️
Proud Member
American Association of Private Lenders (AAPL)

We Are Here to Help

Contact one of our experienced loan specialists today.

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