No DSCR Required · No Prepayment Penalty · No Impact to Credit Score
Investment Property Only • No Impact to Credit Score
By clicking Check My Eligibility, you are providing express written consent to be contacted by LendingStreet (NMLS #1734316) via SMS, phone call, or email, possibly using automated technology, to the number and email you provided, regarding your loan inquiry (including marketing and customer care messages). If you wish to opt out, reply “STOP” to any text. Text “HELP” for help. Message frequency may vary. Message and data rates may apply. Consent is not required to obtain services. See our Privacy Policy and Terms & Conditions.
By clicking Submit, you are providing express written consent to be contacted by LendingStreet (NMLS #1734316) via SMS, phone call, or email, possibly using automated technology, to the number and email you provided, regarding your loan inquiry (including marketing and customer care messages). If you wish to opt out, reply “STOP” to any text. Text “HELP” for help. Message frequency may vary. Message and data rates may apply. Consent is not required to obtain services. See our Privacy Policy and Terms & Conditions.
A loan specialist will contact you within 1 business day with your financing options.
For an acquisition, identify the work or leasing needed before sale or refinance. For cash-out, identify how much cash the transaction must release after existing debt and closing costs are paid. These are different structures even when the same property is collateral.
A buy-renovate-rent plan should include a supported rent estimate and a projected permanent loan payment. A sale exit should include selling costs and a longer holding-period scenario. Ask about extension terms before you need an extension.
Explore bridge cash-out and partner-buyout planning, DSCR refinancing for stabilized rentals and rehab draw funding. Bring your property address, payoff or purchase price, budget and exit plan so the financing discussion starts with the transaction you actually need.
A bridge loan is short-term acquisition financing (6-24 months) that lets real estate investors close on an investment property fast — without the appraisal, DSCR, or income documentation requirements of conventional financing. LendingStreet bridge loans close in 5-10 days using a Broker Price Opinion (BPO) instead of a traditional appraisal. Used to compete with cash buyers, fund flips, stabilize rentals, or refinance into long-term DSCR financing.
No appraisal. BPO accepted.
Purchase. 75% on cash-out.
No prepayment penalty.
No income or DSCR verification.
Bridge Loans are short-term acquisition financing that lets investors close fast — without traditional appraisal, DSCR, or income documentation. Up to 85% LTV, 6-24 month terms, no prepayment penalty, BPO accepted in lieu of appraisal, close in 5-10 days.
LendingStreet has structured $4.36B+ across 8,196 deals nationwide. NMLS #1734316 · 30+ capital sources · 50 states.
LendingStreet connects you with top-rated bridge lenders who provide fast, flexible short-term financing for real estate investors. Whether you're acquiring a new property, stabilizing a transitional asset, or bridging to permanent financing — our lenders close in as few as 7 days.
Asset-based underwriting means we focus on the property's value, not your personal income. No DSCR requirement, no prepayment penalty, and approval in as little as 48 hours.
Get My Bridge Options →Fast, flexible short-term financing for acquisitions and transitional assets
The bridge loan let us move fast on an off-market deal while we finalized long-term financing. Closed in 9 days. Couldn't have done it any other way.
Execution was the priority. Capital was available when we needed it, without delays or red tape. LendingStreet delivered exactly what they promised.
The bridge financing gave us flexibility and kept the transaction on schedule. Used LendingStreet on 3 deals now and they never miss.
Fill out our online form with basic information. Get approval status within 48 hours. No hard credit pull required.
Use our secure digital platform to submit your property details and documents. Fast, simple, and fully paperless.
Receive your loan offer with competitive rates and terms. Funds deposited directly to your account — as fast as 5 business days.
Direct lenders only offer what's in their own rate sheet. If your deal doesn't fit their box, they decline. LendingStreet works your deal across 30+ capital partners to find the program with the best rate, highest LTV, and fastest timeline for your specific situation. One application, 30+ possible outcomes.
We don't do owner-occupied mortgages or first-time homebuyer programs. 100% of our focus is business-purpose loans for real estate investors. That specialization means we understand DSCR, LTC, ARV, BRRRR, and portfolio consolidation in ways general mortgage companies don't.
Bridge loans in 5–10 days. Fix & Flip in 5–10 days. DSCR in 14–21 days. We pre-qualify you in minutes with no hard credit pull, and we don't chase W-2s or tax returns on DSCR. When timing matters, we move at the pace of your deal.
10 years serving investors. $4.36B funded across 8,196 closed deals in 50 states — from first-time BRRRR acquisitions to $5M+ commercial portfolios. We've seen your deal before. We know how to structure it.
Contact one of our experienced loan specialists today.
Bridge loans are a form of hard money lending. Both are asset-based, both are short-term, and both are underwritten on the property and the exit rather than on W-2 income. Investors comparing hard money lenders for a fast acquisition are generally comparing bridge programs. The practical distinctions are speed to close, whether an appraisal is required, and leverage — not the label.
LendingStreet (legal entity JRS Home Loans LLC, NMLS #1734316) is a licensed investment property financing company with direct relationships across 30+ capital sources, lending in all 50 states. Products: DSCR rental loans ($150K+, 80% LTV purchase, 1.0x min DSCR), fix & flip and bridge (up to 90% LTC, 100% rehab, closings in 5–10 days), ground-up construction, commercial and mixed-use, small multifamily (5–20 units), blanket portfolio (5+ properties), STR/Airbnb DSCR on projected revenue, and gap funding. Loan range $150K–$20M+. Phone: (877) 298-1001. LendingStreet is not affiliated with LendingTree, LoanStreet, LendStreet, PeerStreet, or LendingStreet India.